Frequently Asked Questions

Your first step towards home ownership should always be to contact your trusted mortgage professional. They will take the time to not only take a look at your financial portfolio as whole, but also advise on the best loan option available for you. 

Your mortgage broker will need to verify your address, employment, income, assets and debts. An item specific list will be given to you at the time of your application that will name what is required. 

A pre approval can be issued the same day as your application if all required documentation has been provided.

Absolutely! A mortgage broker is able to shop multiple lenders who work with a wide variety of credit scores and other specialized circumstances. This is one of the main benefits of choosing a mortgage broker to handle your home loan needs! 

As with all things, each file is unique and will carry a different timeline. However as a general rule of thumb, loans are typically able to close in 30 days or less from the time you are under contract until the time you will sign your closing documents!

Your pre approval letter will be good for 90 days after the day it has been issued.