LOAN PRODUCTS
Conventional Loans
- Minimum 3% down based on purchase price of the home
- 620+ credit score
- Available for primary, second and investment properties
- Loan amounts available up to county loan limit
FHA Loans
- Minimum 3.5% down based on purchase price of the home
- 580+ credit score
- Available for primary, second and investment properties
- Minimum loan amount of $125,000 up to county loan limit
- Fixed rate products only
VA Loans
- 0% down payment
- 620+ credit score
- Available for single family primary residence
- Loan amounts up to $4,000,000
- Can be used for purchase or cash-out refinance
usdA Loans
- 0% down payment
- 620+ credit score
- Closing costs may sometimes be financed into loan amount
- 30 year fixed rate term